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Types of Insurance Programs for Yacht Clubs

If you’re new to yacht clubs, you already have your work cut out for you. One of the critical steps that you need to take is to look into insurance. If you aren’t familiar with insurance programs for yacht clubs, it can be difficult to navigate. While it’s important to find a professional insurance agency that specializes in yacht clubs, there are a few insurance programs to keep in mind before your meeting.

Liability Coverage

Liability coverage is one of the most important programs that you can look into. This will help you in case anyone ever files litigation against you. If there are any damages or injuries sustained at your club, you will be covered.

Employee Coverage

Many yacht clubs have a number of employees. As with any business, it’s important that you have insurance that can cover your employees. Workers compensation is the biggest reason for this. If any of your employees are injured on the job, you’ll need to take care of them. Insurance helps fit the bill.

Property Coverage

One of the most common insurance programs for yacht clubs that people desire is property coverage. This can protect your equipment, your personal property and the property of your guests, personal income and the piers and docks.

As a club, protecting your assets, members and employees is imperative and can be done through the right insurance agency.