Roof Damage and Massachusetts Home Insurance

Roof Damage and Massachusetts Home Insurance

 

Massachusetts home insurance

Massachusetts home insurance

Having just experienced a long hard winter, many homeowners here in Massachusetts now need to take some time to assess the damage. While no one can change the fact that the weather has been extremely rough this past season, homeowners can now look forward to the spring season and start clearing out the clutter leftover from another long winter.

 

A good place to start for many homeowners is a careful examination of a home’s exterior. Winter weather can prove especially harsh on a home’s exterior, particularly the roof. One way to detect roof damage is to look for stains on the ceiling or any obvious leaks that may have taken place. If the roof is indeed in need of repair, now is the time to call the Massachusetts home insurance agent, as this is likely a covered event.

 

Look for loose shingles that have been torn off by winds

 

Strong winds, common in many eastern regions during the winter months, can blow off shingles. One telltale sign of roof damage is loose shingles. If the roof has been damaged, some of those shingles might have landed in the yard, trees, bushes, or driveway. Homeowners should take the time to walk around the property and look around for any shingles to help determine just how bad the situation is.

 

Inspect the roof for other possible damage, such as hail or fire

 

Roof damage requires careful inspection, as not all roof damage is so easily apparent. For example, roof damage from hail leaves marks or dents on the shingles and oftentimes such damage isn’t noticeable to the naked eye. Look for fire damage, since even a neighboring fire could have caused fire damage to roofs within its proximity. Heat from a nearby fire may have caused damage to a roof that was never actually on fire.

 

Some of the signs that the roof has indeed experienced damage from a fire will manifest itself in the form of scorch marks on the roof (or look for areas of the roof that seem inconsistent). Such inconsistencies might be in the form of slightly melted shingles, which could also have caused damage to the material beneath the shingles, especially if the material underneath is wood.

 

This could result in an even more costly repair due to the amount of damage that has occurred. Homeowners living in neighborhoods where there was a fire recently should inspect for damage immediately and notify the Massachusetts home insurance agent to get a claim going as soon as possible.

 

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