construction general liability newton

Protecting Your Construction Site With the Right Insurance Coverage

Protecting Your Construction Site With the Right Insurance Coverage

Working as a general contractor in the construction industry can bring about a number of questions without clear answers. General liability insurance is an area where many contractors make the wrong assumptions. Namely, assuming there’s no need for this coverage when subcontractors, who do much of the physical work, have their own insurance policies. In truth, finding construction general liability in Newton, NJ, is a crucial step for contractors to take.

Independent Contractors

The subcontractors you employ may have insurance policies that cover certain situations, but there are times when you’ll bring independent workers into the mix. Hiring an independent specialist means you have someone on-site who, if injured, could create a number of financial and legal problems for you and your team. By utilizing construction general liability in Newton, NJ, you are protecting yourself and those you bring to your construction site from harm.

Trespassers

There is also the likelihood that someone who isn’t supposed to be on-site wanders where he shouldn’t and gets injured. Though you are required to put visible signage around your site, this does not guarantee everyone will read or even adhere to the warnings. Getting coverage for construction general liability in Newton, NJ, is a way to cover all your bases.

The right insurance coverage is vital in the off-chance of an unexpected accident. It protects you and offers peace of mind.