Leveraging Home Improvements to Save Money on Insurance Costs

Saving money on home insurance in CT requires a little practice and a little patience, but it can have a big payoff. Here are some of the discounts that might be available if you do your research and ask your insurance agent about them.

New Roofing Material

If there is a safer material out there that you could replace your roof with, doing so could save you a lot of money. Roofs that last a long time are often much less expensive to insure, so talking to a roofing contractor about your options could be a good idea.

Storm Shutters on Windows

Replacing your windows can make your home more efficient and safer. However, if new windows aren’t an option, installing storm shutters can make your home less expensive to insure and protects your windows during severe weather to boot.

Robust Security System

A solid security system that reports to the authorities in the event of a break-in or smoke or fire can save you a lot of money. You might balk at the initial cost of having it installed but long-term, the benefits and peace of mind will far outweigh the financial cost.

Your insurance agent might not be telling you about all the discounts available on your home insurance in CT. Be sure to ask your insurance company about these lesser known hidden nuggets of savings and you could save hundreds or thousands of dollars a year.