You can protect yourself from losses due to car accidents by always having an auto insurance policy in force. But keeping children safe in and around cars should be your priority. This is easily accomplished by following a few simple suggestions. The initial steps in ensuring children’s safety in cars is to always place children in the correct type of car seat for their age and weight, and then be sure to mandate seat belt usage once the child graduates from the car seat.
Although perhaps no official statistics exist, KidsandCars.org estimates that in 2010, thousands of children were involved in non-traffic incidents with vehicles, many of these resulting in significant fatalities. Non-traffic incidents mean anything that happens off of public roads or highways. This would include parking lots or driveways, and include injuries and deaths from: back rollovers, front rollovers, heat stroke, power windows, trunk entrapment, and vehicles set in motion.
Basic safety tips to lessen the likelihood of non–traffic incidents
Most parents are apt to say that these incidents could never happen to them, but statistics show that, because people are often busy, or even distracted, they fall prone to forgetting to properly look for possible dangers, which can lead to incidents of this nature happening. You should consider these safety guidelines:
1. Never leave children alone in or around cars; not even for a minute
2. Keep vehicles locked at all times; even in the garage or driveway and always set the parking brake of the car
3. Keys and/or remote openers should never be left within reach of children
4. Make sure all child passengers have left the vehicle after it is parked
5. Be especially careful about keeping children safe in and around cars during busy times, schedule changes and periods of crisis or holidays
6. When a child is missing, check vehicles and car trunks immediately
7. Use drive-thru services whenever possible (restaurants, banks, pharmacies, dry cleaners, etc.)
8. Use a debit or credit card to pay for gas at the pump, keeping an eye on children seated in the car
9. Put an item, such as a cell phone, handbag, brief case, etc., on the back seat as a reminder to not leave a sleeping child in the car
Auto insurance Maryland is one form of protection, but taking the proper precautions against your young child being injured is the type of insurance you cannot afford to be without.